Tax types

New assets default to After-Tax and liabilities to None.

Built-in tax types

Tax type	Meaning	Examples
After-Tax	Taxed yearly on interest or gains	Checking, Savings, Brokerage
Tax-Deferred	Tax break now, taxed on withdrawal	Traditional IRA, 401(k)
Roth	Taxed now, tax-free withdrawals	Roth IRA
Tax-Advantaged	Special benefits for health or education	HSA, 529
Mixed	More than one type in one account	401(k) with Roth and traditional
None	No tax treatment	Mortgages, loans, credit cards

Custom tax types

Create one from the Tax Status picker or Settings → Custom Accounts → Tax Types. A type can’t be deleted while an account uses it.

Tax Categories card

The Tax Categories Dashboard card shows how your money splits across tax types in two bars:

• Current: today’s balances
• Projected: your balances in the year the latest Retirement Age is reached

Switch between % and amounts at the top. Accounts set to None, like mortgages and loans, aren’t included.

This makes it easy to see your tax diversification. Money in Roth, tax-deferred, and after-tax accounts is taxed differently when you withdraw it. A healthy mix gives you more flexibility to manage taxes in retirement, and the projected bar shows whether today’s contributions are moving you toward that mix.